The Race to FIRE - Financial Independence, Retire Early

Budgeting and Saving

Stop Trying, Start Training for Financial Independence

Stop Trying, Start Training for Financial Independence

As I write this post, the world’s greatest athletes are gathered in PyeongChang, South Korea for the XXIII Olympic Winter Games. These athletes haven’t been trying to get to the world’s stage. They have been training for years to get there. Years of sacrifice, dedication, […]

How Watching The View Saved Us Over $15,000

How Watching The View Saved Us Over $15,000

It’s true. That morning chatfest where 5 (somewhat opinionated) ladies discuss Hot Topics saved us over $15,000! It was the most productive hour I’ve ever spent watching TV. And certainly the most lucrative. In the fall of 2010, self-proclaimed “America’s Money Answers Man,” Jordan Goodman, […]

Gifts for the Person who has Everything

Gifts for the Person who has Everything

There’s always someone on the gift list who is especially hard to buy for. It seems they already have everything. Every new contraption, thingamabob, and doohickey imaginable. Just when you think you’ve found the perfect gift, it turns out they already have 3 of them. […]

Do I Need a Financial Planner?

Do I Need a Financial Planner?

I’m more of a do-it-yourselfer when it comes to personal finance. After years of reading every financial book I can find, making some money, losing some money, tracking our expenses, rebalancing our portfolio and talking to so-called financial experts, I came to the conclusion that […]

Understanding Different Types of Income

Understanding Different Types of Income

Several years ago, Warren Buffet famously declared that he pays a lower percentage tax rate than his secretary. Many felt this was an injustice. Politicians were quick to jump on the bandwagon and introduce the Buffett Rule, which would ensure individuals making more than $1M […]

7 Ways to Save on Car Insurance When Adding a Teen to Your Policy

7 Ways to Save on Car Insurance When Adding a Teen to Your Policy

After my last post, Got Teen Boys? It’s Gonna Cost You, I heard from many readers who also felt the pain of teen drivers. We shelled out nearly $7500 during the first year when our 2 teen boys started driving. But rather than wallow in […]

Details of Our Retirement Budget

Details of Our Retirement Budget

The most critical step in planning FIRE (Financial Independence, Retire Early) is estimating your financial needs when you no longer have a day job. Paying careful attention to this step will provide the goal for how much money you need and how long it will […]

How to Create a Plan for Total Financial Freedom

How to Create a Plan for Total Financial Freedom

If you’ve read anything on this site, then you’re probably familiar with the backstory of how we started our race to financial freedom. But for those of you that are new to the site, here’s a brief recap. Very brief. Husband comes home from work, […]